Thursday, October 2, 2008

Trying something new...

A friend recently blogged about going to all cash for spending. Tim and I would really like to do this - we know we spend too much on the credit card. Even though we pay it off every month, there is a lot of wasteful spending. So, this month we are trying to make the transition to using mostly cash and tracking our credit card spending better. For groceries, I have been putting a certain amount on a Kroger card and this seems to help with that. Our problem comes with eating out. Our family loves to eat out! I know it isn't all that good for you, but it is a hard habit to break. I like to cook - but haven't been planning as I should. That is my main goal and project is to plan meals and actually have the food on hand to fix them. This is something I know we need to do. More to come...

2 comments:

Julie said...

We use a software program to track all our spending (after we enter our receipts) - but I've been thinking lately about switching to cash for groceries (baby steps!) since that's an area where I tend to over spend - or buy non-essentials and waste a lot.

Alli said...

we use a program to track - but the key is to check it. we have been so lazy.